(3 of 84 reviews match)
Lowes in Phoenix, Arizona - Lowe's closed my credit account for no reason
I had a payment "bounce" per Lowe's even though my account is active with funds,once I saw this I reissued the payment with same information on file and it magically went through. Low and behold they closed my account due to this and will not reinstate. This was also done without me knowing, I had to log into my account after my card was declined. I spoke to a tech and they verified that the funds came from the same account that has made my last months payment perfectly. There solution it's the banks fault, if they admit fault we will discuss reinstating the account. No apology for fees or anything. I will be taking my business elsewhere.
Lowes Credit Card
Reason of review
Problems with payment
Deliver product or service ordered
Lowes in Phoenix, Arizona - Time to cancel the card
I have been a Lowe's credit card holder for almost ten years, and as a general contractor, I use it all the time. I make big payments every month. Last month, my assistant made an online payment for me. When my account did not register right away, she made another payment. She called Lowe's when she realized it was a duplicate, and the lovely lady told her to how to cancel the extra payment online - no problem. It has been nothing but problems ever since. I made a $5000 payment ten days ago...went to use the card today and it was....declined. After hours on the phone, the only answer we got was...fax your bank statement proving it came out of your account. Did I say it has been ten days? I have never been late and I make large payments, well over the minimum, every month. Now, all of a sudden, the rules have changed. Time to cancel the card.
Lowes Credit Card
Lowes in Phoenix, Arizona - Lowe's Consumer Card
I am extremely upset with the fact that my credit limit was lowered from $2500.00 to $1470.00 in less than 24 hours and without any notification or justification. I looked at my account online on Friday, November 6th and had over $1000.00 left to utilize. Went to make a $200.00 purchase on Saturday, November 7th and the card declined. I called to the credit service number and was told that the bank decided to lower ALL consumer credit card limits and that a letter will be sent in the mail explaining why. As I stated to the lady on the other line, my account has always been paid on time and have never gone into default. My account has ALWAYS been in good standing and it is unacceptable that my limit was lower due to the economy. I would understand if I had not been making payments on my account or if my account payments had been late on a continual basis, but that is not the case. I have done everything necessary to keep my account in good standing yet I'm being penalized with no explanation as to why. This is not only ridiculous, but completely unacceptable. I expect some answers and have not received any. If I would have ever thought this would have happened I would have NEVER reopened my consumer credit card with Lowe's, but rather would have opened an account at Home Depot or another store. I cannot believe the complete disregard to your customers and the lack on communication. I DO EXPECT A RESPONSE WITH SOME ANSWERS! And you can believe I will be posting this on the internet for other consumers to be aware of the games that are being played.
Lowes Credit Card
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