I applied for an interest free promotion @ LOWES, and after being asked several personal questions was denied on the spot. No reason was given and LOWES didn't even know who they were using for the credit bank, so I couldn't call and had to wait for the deniel letter.
Reason for denial, "UNABLE TO VERIFY IDENTITY WITH INFORMATION PROVIDED".
What a crock, and of course there is no phone number on the denial letter.
I don't understand, after all the intrusive questions, they can say they can't verify who I am. Total nonsense.
As far as LOWES stores, they should know what credit agency is being used and provide the consumer with that information, in the event of a denial.