515 Commerce Dr, Bluefield, VA 24605, USA
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I applied for a Lowes' Credit Card and was given a 2000 dollar credit limit, which I paid off less than a year. I then received a letter the following month and found that my credit limit was lowered to 100 dollars.

I suppose once Synchrony Bank realized they didn't receive enough interest from the duration I had a balance, they lowered my credit limit. At one point in time , a person was praised for their responsibility , not punished for it. America has tragically changed.

The letter which provided an explanation for why my credit limit was lower basically said- You maxed out your card too quickly , had it for too short period of time and paid it too soon. So , thank you for the big F-YOU!

Product or Service Mentioned: Lowes Credit Card.

Reason of review: Problems with payment.

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Anonymous
#1472216

All the things you describe lower your credit score which is the reason they lowered your limit. You should learn a little about how credit is granted and what you do that affects your credit score.

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