I appilied for a credit card and was accepted with a credit limit of five hundred dollars. I tried to order a grille for three hundred-thirty dollars and it then tells me that I have a seventy-five dollar available balance.
How does that work? Needless to say I did not order the grille!
If there is a credit limit of five hundred dollars, then that is what it should be. Not 500 as the limit and then seventy-five as the available balance. Anywhere else your limit IS your available balance.
I closed my account upon finding that out. Therefore, I damaged my credit.
Not smart on my part. Oh well!
Product or Service Mentioned: Lowes Credit Card.