Product: Lowes Credit Card Clear all filters (49 of 49 reviews match)
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Last year, I did the 0% APR financing promotion at Lowes and did several purchases, thinking that if I paid $100 each month, I would eventually pay off the amount with no finance charges. I was dead wrong. So this is how Lowes 0% APR works. Each month, they applied...
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Anonymous
Anonymous

This is why most people shouldn't have credit cards.

Anonymous
Anonymous

You need to read credit applications when you apply for a card. They explain how your payments are credited. They didn't scam you, you just didn't take time to read their term...

South River, New Jersey
Product
Lowes Credit Card
#484424
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I am an elderly man with a disabled wife. I bought an electric heater to replace my existing gas water heater on Nov 1 2013 at Lowes in Burlington, IA. After wiring it up we waited 2 days for it to heat. Nothing. We had an electrician friend come who checked out...
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Anonymous
The Truth

Umm...What? So You buy a water heater and wait 2 days for it to heat up without taking action? You then call an electrician who finds nothing wrong, and then wait another 1 a...

La Harpe, Illinois
Product
Lowes Credit Card
#456742
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I have been a Lowe's credit card holder for almost ten years, and as a general contractor, I use it all the time. I make big payments every month. Last month, my assistant made an online payment for me. When my account did not register right away, she made another...
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Anonymous
Anonymous

Lowe's has been nothing but a PITA to me when they first decided to change my payment due date(from the 15 th to the 1st), then jack up my interest rate to over 24%! When I as...

Anonymous
Not so perfect

My guess is that when your assistant screwed up making 2 payments, both may have been canceled when you canceled a payment. A quick check of your bank statement would tell you...

Product
Lowes Credit Card
#448843
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After my husband filed for a personal bankruptcy in 2009, GE Capital Retail Bank / LOWES (formerly GE Money Bank FSB / Lowes), added my name to his credit account so they could try to collect his debt from me. I never agreed to be on his account, nor did I ever use his...
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Anonymous
Tired of Freeloaders

p.s. PAY YOUR BILLS!

Anonymous
Tired of Freeloaders

Just like I'm sure you didn't use any of the stuff your husband purchased with his Lowes card? Perhaps he used those items somewhere else where you don't reside? Maybe he remo...

Product
Lowes Credit Card
#438319
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I wad charged twice for a purchase. I was credited months later but in the mean time the deferred interest was not credited to my real purchase. So now I got smacked with all of the interest from the original purchase because they will not allocate to the original...
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Anonymous
You have got to be kidding me.

You and the rest of the pee brained people on here blaming retailers for the creditors, I don't get it. It's not like Lowes is having their in store employees contact you or ...

Anonymous
Heartless

The problem isn't Lowes, it's you contacting Lowes when you should be contacting the bank that owns/operates the Lowes credit card. All major retail stores operate this way, t...

Product
Lowes Credit Card
#382217
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Lowe's, a large credit card service (working through GE) does not allow customers to pay in advance through any type of recurring payment or automatic payment method. This is done to increase revenue. Lowes does not allow online automatic or even allow one to...
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tiredofU
Anonymous

How does this cause you to incur late fees? Pay your bill on time thru the pay or the website. Don't blame them, blame yourself. You can pay thru your checking account directl...

Anonymous
Anonymous

That's ridiculous, stealing from innocent people!

Product
Lowes Credit Card
#364111
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bought a dryer which broke in eleven days. lowes farmed out service for new dryer. the farmed out company insisted on my credit card number or they wouldn't come. when i cancelled the service call the farmed out company still showed up, (have voicemail...
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Lowes Credit Card
#335394
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I appilied for a credit card and was accepted with a credit limit of five hundred dollars. I tried to order a grille for three hundred-thirty dollars and it then tells me that I have a seventy-five dollar available balance. How does that work? Needless to say I did...
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Lowes Credit Card
#246102
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I have been a loyal customer of Lowe's for more many years. However, that ended today. I was charged $442.22 interest on a balance of some $1600 and on a deferred pay plan from 2010. Lowe's customer services did not even bother to call me to inform me of this...
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Anonymous
Anonymous

I painted a bathroom with Valspar bathroom paint and what junk. The paint peeled off. When I went to Lowes to complain they could have cared less. Gave me more excuses than ...

Anonymous
***ed Off in Arkansas

Just got stuck by lowes on the excessive interest. I received a deferred interest rate if paid off in time. I made double payments and told them to pay off deferred account. l...

Product
Lowes Credit Card
#237637
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Ok I just received a letter stating that Lowes is closing my acct because of past credit history with others, hello *** they why give me a card to begin with! I have also paid you people twice fully well before all the interests accrued????? Is this legal!!?? Yes i...
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Anonymous
jeremy

Lowes has nothing to do with this....you need to be mad a GE

Anonymous
taz2147

They charge too much interest all but 25percent. I pretty sure it is cheaper to do business with HOME DEPTO!

Product
Lowes Credit Card
#231586
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