Product: Lowes Credit Card Clear all filters (0 of 72 reviews match)
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Lowes - All Class Action

Consumer credit card violations, time to charge the large box retailer for consistant violations.
Product
Lowes Credit Card
#1395706
Reply to reviews
I have borrowed 4,000 dollars from Lowe’s. 5 1/2 years later I still owe 4000. I’m disabled and cannot continue to make this payment. I’ve paid back over 10,000!!! When does it end. I will never shop at Lowe’s again!
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Anonymous
Anonymous

Anytime you use a high interest rate store credit card and make only the minimum payment you will end up paying for years and years. Either start making larger payments or go ...

1.0
Product
Lowes Credit Card
#1393694
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Sent in the payments 3 days before it was due, apparently it’s considered late if whenever they get around to opening the bill, it’s past the deadline. Never using this card again and it makes me not want to shop at the Athens OHIO Lowe’s...
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Anonymous
TickleMeMcHomeless

I wouldn't count on the post office delivering a letter within a 3 day time period. I have heard of people getting letters months and even years after they were mailed. I'd gi...

Anonymous
Anonymous

First of all your complaint it with the credit company that issued your card, not Lowes. Second, they don't look at the date you send the payment, it is when they receive it. ...

Product
Lowes Credit Card
#1385555
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I had a credit card with Lowes. I made every payment ahead of time and paid more than the minimum payment. They closed my account because my credit score went down some. That shouldnt matter when they previosly approved it and i was a customer in good standing. Never a...
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Anonymous
AnonPerson

You'll find that ANY credit card company that has those stipulations in their terms and conditions can close your account or lower your spending threshold. This is not Lowes' ...

Anonymous
Anonymous

Lets start with the fact that you never had a credit card with Lowes. You had a credit account with a credit company that issues cards to be used at Lowes. It's obvious you di...

Product
Lowes Credit Card
#1371077
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I have bad a lowes credit catd for 10years , always paid my bill bought all my supolies when we were redoing our house and furnishing it . Out of the blue they send me a notice saying they are cancelling my account e ause my credit rating went down. My son lost his job...
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Anonymous
Anonymous

First of all, you don't have a credit account with Lowes. You have an account with a credit company that issues a card with Lowes name on it, to be used at Lowes. If you had b...

Product
Lowes Credit Card
#1357652
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I was looking at lawn tractors in the fall of ‘16 and the customer service guy told me if I got a Lowes card I could get no interest for 24 months. So I did and everything was great until I realized my purchases should have been paid by now. Well they charged an extra...
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Anonymous
Donald Van Blaricom

On the other hand, it was Lowes and Lowes employees who offered the fraudulent deal.

Anonymous
Anonymous

You do realize that you don't have credit with Lowes don't you? Your account is with an independent credit company. Your contact and complaints need to be with them. Weren't y...

5.0
Product
Lowes Credit Card
#1307586
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I just got told my available credit was lowered! I have never missed a payment! Been late! I have always paid a little more than I should! Everything I had paid they took and lowered the credit available! I am disgusted! When I called and talked to them they said they...
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Anonymous
Donald Van Blaricom

Lowes was the store offering you the credit. If a lawnmower you bought at Lowes injured you, Lowes would be culpable. I assume anonymous works for Lowes.

Anonymous
Anonymous

I agree with Devon here. it was Synchrony, not Lowes.

Product
Lowes Credit Card
I didn't like
  • Credit card-crock of shit-sad
#1307049
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I have been a Lowes credit card customer for years. I have never been late and/or missed a payment. Because I was one day late on another Synchrony Bank payment, they decided to "review" all of my accounts that they manage and keep lowering the available credit to...
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Anonymous
Anonymous

Why use a high interest rate store card anyway? Get a Visa or MasterCard with a decent rate and many will pay rebates as well.

4.0
Product
Lowes Credit Card
I didn't like
  • Idiotic bank they use for their credit card
#1281090
Reply to reviews
Well today i got a email from the credit bureau that they had closed my account i have never missed a payment or been late i have never had anyone do this too me i turned it ok into my lawyer and there are laws yo protect people from things like this and then they...
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Anonymous
A Returns Employee

Not sure why you are complaining here. Lowe's does not own Synchrony Bank. They are two different companies. The only reason I know of for cancellation is inactivity for one o...

5.0
Product
Lowes Credit Card
#1259210
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I applied for a Lowes' Credit Card and was given a 2000 dollar credit limit, which I paid off less than a year. I then received a letter the following month and found that my credit limit was lowered to 100 dollars. I suppose once Synchrony Bank realized they didn't...
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Anonymous
Anonymous

All the things you describe lower your credit score which is the reason they lowered your limit. You should learn a little about how credit is granted and what you do that aff...

4.7
Bluefield, Virginia
Product
Lowes Credit Card
#1244102
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