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SO I notice there is no balance getting paid down . I have an account but cannot be pulled up online -doesn't even find it.

Lowes card is a scam bigtime here why:

you use it to get a discount right?

So you use it and now you got to pay it off- when you make payments they charge$10!!! to make a payment by phone - so now your screwed with that alone, but wait it gets worse.

SO now if you pay it out you will pay more and have no discount and pay more than you bought.

SO only way to fix it is to transfer the balance to a credit card you can log into and see and keep up with.

Lowes never said anything I only find out now they will not accept credit card payments to STRONG ARM YOU to have all the money in your checking account so now its a hostage situation.

They make up whatever stupid policies to block you.

SO you are then left with paying it out forever and paying interest on top , as well as the $10 fees every month ontop of that. TOTAL RIPOFF>

Product or Service Mentioned: Lowes Credit Card.

Reason of review: Problems with payment.

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Why are you complaining about Lowes? They didn't issue your credit card.

A separate credit company did. If you are like most consumers you didn't even bother scanning all the details on the application for the account you signed. Just mail your payment when you get your bill and you won't have any problems.

If you make only the minimum payment you will be paying forever. If you can't abide by the terms of credit agreements you have no business applying for credit accounts.