I opened a Lowes Credit Card and the associate made the zero interest sound like the best way to go. I've learned my lesson.
You are hit with an absurd deferred interest charge when it ends. So much for paying over the minimum to get it paid off faster. The interest hits and takes your balance up higher than your original purchase. When you call and ask them to help you out they tell you sorry you should have been aware that the promotion was ending.
Bad business Lowes and the company that holds the credit card. I cannot believe this practice is legal. Believe me, if I tried pulling something this I'd be in jail. To all those thinking about getting a Lowes Credit Card think again.
Definitely don't take advantage of the zero interest as you end up getting screwed. You're better off to go another route.
Product or Service Mentioned: Lowes Credit Card.
Reason of review: Problems with payment.