After my husband filed for a personal bankruptcy in 2009, GE Capital Retail Bank / LOWES (formerly GE Money Bank FSB / Lowes), added my name to his credit account so they could try to collect his debt from me. I never agreed to be on his account, nor did I ever use his account, and I have never opened any account with Lowes.
GE Money Bank FSB / Lowes reported the delinquent payments on my husbands account to the credit reporting agencies in my name. When I previously disputed, they sent me an apology letter and assured me that a request was sent to the major credit reporting agencies to remove the report from my file. Then they fabricated a new account number so it wouldn't match the one on the letter they sent me, and reported the same amount with the different number to all the credit reporting agencies.
I have been fighting this for over 3 years and still no resolution. BEWARE OF LOWES CREDIT!!!!
Product or Service Mentioned: Lowes Credit Card.