1.4K views
Not resolved
10 comments

On 10/31/09 , I recieved a home equity line of credit with a new check book to use.I Went to a Lowes store in my small home town.

I spent 4 hours looking for several items (over 40 items). I wrote a check to cover the cost. Certegy Check Services uses a faulty profiling system to approve checks and nothing else. My $660.89 check was denied in front of my girlfriend several members of my comunity (that I know and go to church with), three employees of Lowes and a manager.

I was made to feel like crook in front of everybody there. This kind of harassment is insulting, degrading, demoralizing and cruel. Does anyonbe realize how people talk in a small town. On sunday at church, a friend approached me and said he would pray for me for my check fraud problem.

Now members of my church think I am a Convict. I am insanely angry with the way I am being treated because of negative profiling which is against my rights as an american citized.

Certegy Check Services Inc.and inhumane organizations need to be put out of business for causing large problems with innocent people.

Review about: Lowes Manager.

Monetary Loss: $660.

Had an Experience with Lowes?

Write a review

Comments

Terms of Service
Post Comment
Cancel
Anonymous
#1129120

I understand these places being worried about bad checks but these *** making people feel Luke criminals is crazy and very very unprofessional I'll never shop at Lowes again I am a contractor and have 7 other contractors following me to take our business elsewhere

Anonymous
#658989

I know this post is old, but I figured I'd put my two cents in.Did you ever stop to think that maybe your check was flagged because you were spending over $600 bucks and that wasn't something that you usually do?

It's called security measures.They were trying to protect you.

Anonymous
#468386

First off anyone in your church who honestly belives you are a convict should not be a part of the church.It is not Lowes fault either.

Emailing the ceo will do you nothing but get you more upset. The ceo is a crook who belives that his wallet and wall street is more important than his employees and his customers. He will likely tell you he is doing you a favor by declining your check like he did to his employees. He can likely tell you what a crook or convict feels like though as he is right there with them.

As for the members of your church they need to get their heads screwed on straight.Your no convict.

Anonymous
#468381

Do not put identifying information beyond your name on your checks. Ever heard of identity theft?

Anonymous
#108702

That is not Lowes fault.

It is the service that they use to approve the checks.

I never had a problem with Lowes.

Beter them Home DEPOT.

Anonymous
#87643

Contact Lowe's CEO(Robert Niblock) directly @ www.lowesceo.com

Anonymous
Awka, Anambra, Nigeria #86860

In a world where many places won't take checks any more you're lucky to find someone that accepts a piece of paper that may or may not be good.There are many reasons they may not have accepted this check.

As you stated it is a new account. Many places that do accept checks require they have printed information such as name, address etc on them. Low number checks are also a source of many check problems. Being a new account the bank may not have had information posted or available for the check protection company to verify your account.

Keep in mind that a check is just a piece of paper until your bank honors it. Asking a business who doesn't know you to honor a check is asking a lot.

Using a debit or credit card that can be instantly verified is a safer form of payment for them to accept.Ask you bank for a debit card to use with this account and your problems will be solved.

Anonymous
#84681

I agree the problem is not Lowes, its the Certegy, we can not overide the system to take a check, Sorry you felt like a crook

Anonymous
#83931

Well there could have been a few things wrong with your check. You could have handed them a "starter" check, which is just like a normal check though it does not have your personal information on it.

Another problem could have been previous bounced checks (for any amount) that have not been paid off yet.

Finally, Certegy could have flagged your checks (for some reason) and it would have been worthless for Lowe's to accept.

Whatever the result is, there are many reasons a valid check can be denied. You should find out why it was denied to prevent any future problems.

Anonymous
#83563

The problem is with certegy not Lowes.You should have received a recept with the number to call certegy. You need to ask them what the problem is.

You May Also Like

LOWES CREDIT CARD BANK Lowes "If you have a Lowes Credit Card the bank that they use is GE Capital Retail Bank according to the "Employee" on a Rip-Off Report Rebuttal Report Number 1140625. This..." Read more Lowes - Masterforge grill Lowes "Couple of days ago I was grilling dinner and had finished the steaks, turned the grill off and went into the kitchen area to eat sat down at the table..." Read more Lowes - Vinyl Fence installation Lowes "First they said it was a two day project that turned into a week long project that actually over a month later is still not done. They also said they..." Read more Lowes - Returns Lowes "I am very displeased with your return policy you hold here in Las Cruces, NM. My Husband and I are doing major addition to our home and purchase several items..." Read more Little Caesars - NEGATIVE MARKETING FOR LITTLE CAESER'S PIZZA Little Caesars "To person who verbalized the negative nature of this described Little Caesar Commercial; I agree with you. This commercial is absolutely the most thoughtless regarding Father & Son. There is..." Read more Usaa - Unbelievable Usaa "Recently I was involved in an accident where upon approaching a light another driver who was stopped behind a much larger vehicle pulled out at the last minute in front..." Read more Anderson Duff Attorney Lawyer Revision Legal Revision Legal "Anderson Duff stole trust fund money from my grandfather. He is a lying, dishonest charlatan. My grandfather is now dying because he isn't able to pay for surgery. A truly..." Read more Toyota Financial - They have messed up my credit by over 100 points that will cost me $1000's over my lifetime Toyota Financial "A 30 year military veteran and 12 year Toyota owner, I planned to purchase another when my current Toyota needed replacement. I can tell you that will not happen! I..." Read more